We offer great rates while partnering with you to close within 3 weeks. Does it seem unbelievable?
That’s just UMortgage.
Questions about the loan process? We’ve broken it down for you.
Whether you’re searching for your first house, looking to upgrade to a new space, or refinancing your current home, UMortgage has you covered.Get Started
Before you start going to open houses or searching the internet for real estate listings, it’s important to establish a clear budget. By filling out a quick pre-approval questionnaire, you give us the information we need to analyze your finances and estimate the size of loan you are eligible for. This way, you can house hunt with the confidence of knowing exactly what you can afford!
If you have already gone through our pre-approval process, house hunting should be a breeze. Having a pre-approved loan amount on hand allows you to shop with the confidence of an accurate budget. With that out of the way, you can focus on the things that matter most, like kitchen backsplashes, yard size, and hardwood versus carpeted floors.
You’ve gotten pre-approved, you’ve found your home and made an offer, now it’s time to make it all official. We will have you complete a loan application (which is slightly more detailed than your pre-approval questionnaire) and help you compile all necessary documents. Once this is all done, we will do the heavy lifting to get it all processed and approved. We pride ourselves on our efficiency and, if we all work together, can get you through the application process within 3 short weeks.
The heavy lifting is over and your loan has been approved! This is an exciting point in every homebuyer’s journey and it means the end is in sight. All that’s left is dotting some i’s, crossing some t’s and loading up the moving vans.
You’ve made it to the big day! Make sure you have a pen, because closing is all about document signing. The documents in question will be sent to you along with instructions on how to fill them out, making this final step a total breeze. And best of all, you get the keys to your new home once it’s done!
Deadlines? Bring ‘em on. With fast turnaround and superior, 24/7 service, we will get you through the mortgage process with ease.
Unique to U
Want comfortability, ease, and a broker who meets you where you’re at? No problem. We customize our process to you. Whether it’s over text, email, on the phone, in person or any combo of your choice, our team will be there.
With inside access across the country, we’ll find you incredibly low rates and outstanding products that fit into your financial plan. That’s a UMortgage promise.