Got Q’s? We’ve got A’s.

We’ve made it pretty clear throughout our site and teachings that maintaining your credit is a vital step towards getting a home loan. For that reason, it’s understandable that having your credit pulled might make you nervous. Througho…

What are the main differences between VA and Conventional loans? Let’s get into it.  Down Payment and Loan-to-Value (LTV) A down payment is the amount of money you put towards the purchase price at the start of a loan. …

The two most common types of mortgage loans are Conventional and FHA. While similar, some key differences set them apart. Down Payment and Loan-to-value (LTV) A down payment is the amount of money you put towards the purchase pri…

To buy or not to buy, that is the question. Let us guess, you’ve spent your entire adult life going from rented apartment to rented apartment, and you’re starting to wonder if now is the time to bite the bullet and buy a house. Think o…

So, you wanna talk about mortgages? Well, you came to the right place. Let us break it down for you.  First things first, what IS a mortgage? A mortgage is a legal contract between you and a lender. It outlines your promise to pay…

Q: How will my new loan amount be determined? A: We’ll order a final payoff on your existing mortgages and will share a copy of that statement with you along with a summary of your final closing costs. With this information on hand, w…

We get it. The last thing you want when buying a home is to feel confused and un-informed while navigating the mortgage process. Luckily for you, we’re experts. We have compiled an ever-growing list of mortgage-related terms that any pot…

You finally take the plunge and settle down in your new home, only to hear of people refinancing their mortgages. Now you’re wondering, “What does that even mean, and should I be doing it too?” Don’t worry – we’re here to give yo…