Got Q’s? We’ve got A’s.

Did your loan officer request additional information or documentation from you, only you’re unsure what it is, why they need it, or where to find it? No worries! We’ve compiled this thorough list of all the possible condition requireme…

Homeowners Association 101 You’ve found the perfect house, but you find out that it is located within a homeowners association-governed community. What does that mean? A homeowner association, or HOA, is an organization that makes…

Maybe you heard that a friend is refinancing their home, or perhaps a targeted Instagram ad brought the idea to your mind. Either way, you’re thinking about refinancing, but you’re not sure it’s for you. We’re here to help. It’s…

The prospect of buying a house can be scary. People often get caught up worrying about potential negatives and abandon the idea before fully thinking it through. We get it; there are a lot of moving pieces and possible causes for concerns….

It is always important to be aware of your rights in any situation. The housing and mortgage market is no different. The Fair Housing Act was put in place in 1968 and exists solely to protect your housing rights.  Who’s covered?…

COVID-19 has changed a lot about how we go through our daily lives, including hunting for new homes. More often than not, people are buying homes practically sight unseen (meaning, you guessed it, without having ever seen it in person) due…

Real estate agents are one of the most helpful resources you’ll have in the home-buying process. They’ve been there, they’ve done that, and they’ll help you do it. Between you and me, though, there are a few things they probably wi…

To buy or not to buy, that is the question. Let us guess, you’ve spent your entire adult life going from rented apartment to rented apartment, and you’re starting to wonder if now is the time to bite the bullet and buy a house. Think o…

So, you wanna talk about mortgages? Well, you came to the right place. Let us break it down for you.  First things first, what IS a mortgage? A mortgage is a legal contract between you and a lender. It outlines your promise to pay…

Q: How will my new loan amount be determined? A: We’ll order a final payoff on your existing mortgages and will share a copy of that statement with you along with a summary of your final closing costs. With this information on hand, w…

We get it. The last thing you want when buying a home is to feel confused and un-informed while navigating the mortgage process. Luckily for you, we’re experts. We have compiled an ever-growing list of mortgage-related terms that any pot…

You finally take the plunge and settle down in your new home, only to hear of people refinancing their mortgages. Now you’re wondering, “What does that even mean, and should I be doing it too?” Don’t worry – we’re here to give yo…

In an ideal world, the hardest questions when finding a new home would be about kitchen backsplashes or choosing between carpet and hardwood floors. Unfortunately, this is not the case. There are many important questions at all stages of t…